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Optima Newsletter – August 2022

What is the Inflation Reduction Act? From a pandemic to inflation, American taxpayers haven’t been able to catch a break since 2020. To combat the current state of the economy, Senate has passed a new bill with a ten-year plan called the Inflation Reduction Act. Read More How Filing an Extension Affects Your Taxes With […]

Inflation Reduction Act Part III: More Auditors, More Audits

More than half of the $80 billion Inflation Reduction Act will be spent on IRS enforcement. This specifically means collecting back taxes, conducting criminal investigations, monitoring digital assets, obtaining legal support and hiring thousands of new IRS auditors.  How many auditors will the IRS hire?  The IRS is looking to hire nearly 87,000 employees over the […]

Inflation Reduction Act Part II: IRS Spending

Between the inflation, the pandemic, and the Inflation Reduction Act, now is a scary time to owe back taxes. The bill has passed, granting the IRS $80 billion dollars in funds for their activity. Consequently, we’re expecting a massive increase in the agency’s enforcement. Learn how the Inflation Reduction Act will affect IRS spending. How […]

Inflation Reduction Act Part I: What is it?

From a pandemic to inflation, American taxpayers haven’t been able to catch a break since 2020. To combat the current state of the economy, Senate has passed a new bill with a ten-year plan. The Inflation Reduction Act is being sent to President Biden’s desk, requesting nearly $80 billion to the IRS. What is the […]

Types of Loans for Small Businesses

Small business loans can be helpful and sometimes necessary in order to continue or expand a business. There are several types of loans available to small businesses, each with their own sets of pros and cons.  Term Loans  One of the most common types of loans for small businesses, a term loan is a lump […]

An Update on Student Loan Forgiveness

Student loan debt is still on the rise and new developments regarding repayment and forgiveness have unfolded recently. President Biden will announce his plan for student loan forgiveness and repayment by the end of August 2022.   Student Loan Payment Pause  Loan payments are currently paused but are set to begin again on September 1, […]

Investment Tips for College Students

The world of investments can be intimidating, especially for young adults and college students. However, it is known that one of the best ways to build long-term wealth is to start investing early. Doing will allow your money to compound interest for a longer period of time. More than anything, knowing investment tips will help […]