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The 1099-K Reporting Threshold Is Delayed – Now What?

In December 2022, the IRS announced that the new reporting thresholds for Form 1099-K have been delayed. The new thresholds are part of the American Rescue Plan of 2021, which will require Form 1099-K to be issued by well-known third-party settlement organizations (TPSOs) for any aggregate transactions of $600 or more. Here’s an overview of […]

How Student Loan Forgiveness Affects Your Taxes

Generally, student loan debt cancellation is considered taxable income. If you are one of the 43 million borrowers who will benefit from President Biden’s student loan forgiveness plan, you might be wondering how it will affect you. Here’s a quick overview of how student loan forgiveness affects your taxes.  President Biden’s Student Loan Forgiveness Plan  […]

IRS Interest Rate Increases for Q1 of 2023

While the Fed continues to increase interest rates, other entities are adjusting their own rates accordingly, the IRS included. In fact, the first quarter of 2023 has already seen an IRS interest rate increase that took effect January 1, 2023. Here’s what it means for taxpayers.  How much did rates increase?  Both overpayment and underpayment […]

Tax Tips for 2023

The 2023 tax filing season will be different than the past few years. That said, getting prepared early can help make the process much easier. Some of the changes expected in 2023 could affect tax bills, which in turn could affect tax refunds. Here are some tax tips for 2023.   Wait for Form 1099-K […]

Optima Newsletter – December 2022

Tax Forms for Self-Employed Individuals Filing taxes when you are self-employed can be very complex. One of the ways you can better prepare yourself for the filing season is to ensure you have all the correct and relevant tax forms. Read More An Update on Fed Rate Hikes American households have been feeling the full […]

An Overview of Sin Taxes

With sports betting on the ballot this past midterm election, many wonder if sin taxes are healthy for the economy. These taxes have been levied both at the federal and state levels. Here are some examples of sin taxes and what they mean for the economy.  What is a sin tax?  A sin tax is […]

Optima Newsletter – November 2022

Expenses You Didn’t Know Were Tax Deductible Tax deductions can help lower your tax bill and even increase your tax refund on your return. Here are seven tax deductions you might not know are deductible.  Read More How to Avoid Tax Scams and SMishing The IRS recently announced that there has been an increase in […]

An Update on Fed Rate Hikes

American households have been feeling the full effects of inflation all year with rates at their highest since early 2008. To support a healthy U.S. economy, the Federal Reserve, also known as the Fed, has raised its federal funds rate. Put simply, the federal funds rate is a suggested interest rate for banks to use […]

Which Income Types Are Taxable?

Generally speaking, most income sources are taxable. However, there are some income types that are exempt from taxes. CEO David King and Lead Tax Attorney Philip Hwang  discuss different kinds of income that may or may not get taxed and provide insight on how you can find out if your income is taxable or not. […]