Articles by Elyssa Carlos

Ask Phil: What is the Best Way to Pay Off Your Taxes? 

Today, Optima Tax Relief Lead Tax Attorney, Phil, gives his insights on the best way to pay off tax debt.  Withhold the Correct Amount  Ensure your employer withholds the correct amount of federal income tax from your paycheck based on your Form W-4. If you’re self-employed, be sure to use Form 1040-ES to make estimated […]

Optima Newsletter – August 2024

What Happens if I Default on My IRS Installment Agreement? Entering into an installment agreement with the IRS can provide you with a manageable way to pay off their tax liability over time. However, defaulting on an IRS installment agreement can lead to serious consequences. Here, we’ll review the potential repercussions and the steps you […]

How Home Equity Loans Affect Taxes

Home equity loans have long been a popular option for homeowners looking to access the value in their homes for various financial needs. These might come in the form of home renovations, debt consolidation, or unexpected expenses. However, the tax implications of home equity loans are often overlooked, yet they can have a significant impact […]

Tax Tips for Etsy Sellers

Selling on Etsy can be a rewarding venture, whether you’re crafting handmade jewelry, vintage finds, or unique digital downloads. However, as an Etsy seller, it’s essential to understand the tax implications of your business to ensure compliance and maximize your earnings. Here are some crucial tax tips to help you navigate-taxes as an Etsy seller.  […]

Ask Phil: What is the IRS 6-Year Rule? 

Today, Optima Tax Relief Lead Tax Attorney, Phil, discusses each of the three IRS 6-year rules.   Underreporting Income by Over 25%  If you underreport your income by over 25%, the IRS has six years from the date the return was filed to assess additional taxes, instead of the usual three years. The 25% threshold is […]