Article from July 2026

What is FICA Tax? (2026 Rates and How It Works)

You may notice several deductions on your paycheck, such as federal income tax, state taxes, and Social Security. The Federal Insurance Contributions Act (FICA) tax is a critical component of these deductions. While the FICA tax may appear complex at first, understanding its purpose and ramifications can help you make sound financial decisions. This blog […]

Does Owing the IRS Affect Your Credit Score?

Many taxpayers worry that falling behind on their taxes will immediately damage their credit. If you’re carrying an IRS balance or have received collection notices, you may be wondering whether your credit score has already taken a hit.  The good news is that, in most cases, owing the IRS does not directly affect your credit score. Unlike credit card companies, mortgage […]

Optima Tax Relief Concludes Annual Donation Drive Supporting Families Across Los Angeles and Orange County 

Employees contributed essential goods including food, clothing, books, and footwear to local nonprofit organizations  Optima Tax Relief has completed its annual donation drive, bringing together employees across the organization to support nonprofit partners serving communities throughout Los Angeles and Orange County. This year’s effort focused on providing essential goods including shoes, clothing, books, and food to organizations assisting individuals […]

Tax Help for Self-Employed Individuals

Self-employment offers flexibility and independence, but it also places full responsibility for taxes on the individual. Unlike traditional employees who have taxes automatically withheld from their paychecks, self-employed individuals must calculate their own tax liability, set aside money throughout the year, and ensure timely payments to the IRS.  This often creates confusion, especially for freelancers, gig workers, […]