Optima Tax Relief’s Chief Tax Officer and Lead Tax Attorney, Phil, answers one of the most common questions taxpayers ask every year: “Where’s my refund?” The answer depends on how you chose to receive it. Direct Deposit vs. Paper Check The first thing to consider is whether you requested your refund by direct deposit or paper check. […]
Article from June 2026
What You Need to Know About the Tax Underpayment Penalty
Taxes are an essential part of a functioning society, providing the government with the necessary funds to provide public services. However, when it comes to paying taxes, many individuals and businesses may find themselves making mistakes or underestimating their obligations. This can lead to tax underpayment, a situation that often incurs penalties. In this article, […]
How Much Can the State Garnish Your Wages?
Wage garnishment can be a frightening experience, especially when you suddenly discover that a portion of your paycheck is being withheld to pay a tax burden. Whether the burden stems from unpaid state taxes, child support, student loans, or a court judgment, wage garnishment can significantly impact your finances and make it harder to cover everyday expenses. If you’re wondering how much the state can garnish […]
When Does the IRS Pay Interest on Tax Refunds?
The IRS typically processes tax refunds quickly, but in some cases, there can be delays. When these delays occur, taxpayers might wonder if they’re entitled to interest on their refund. The IRS does pay interest on tax refunds under specific circumstances. However, the rules governing when and how much interest is paid can be complex. In most cases, the […]
Do You Need a Tax Attorney for an IRS Audit?
Receiving an IRS audit notice can be stressful. Many taxpayers immediately wonder whether they made a mistake on their tax return and what the potential consequences might be. One of the most common questions people ask is whether they should hire a tax attorney for IRS audit representation. The answer depends on the complexity of the audit and the […]