Articles from June 2024

Tax Evasion vs. Tax Avoidance

Taxation is essential for funding public services and infrastructure. However, compliance with tax regulations varies, leading to the practices of tax evasion and tax avoidance. These terms, often confused, represent two different behaviors. This article goes into the specifics of tax evasion and tax avoidance, illustrated with specific examples to clarify their differences and implications.  […]

401(k) Options for the Self-Employed 

As a self-employed individual, it might be easy to forget about putting money away for retirement. Unlike employees who might automatically enroll in a company-sponsored 401(k), self-employed professionals must proactively set up and manage their retirement plans. However, several 401(k) options are tailored specifically for the self-employed, offering some tax advantages and the opportunity to […]

I Amended My Tax Return – Now What?

If all goes well during tax season, you file your tax return, get a decent tax refund and wait to do it all again next year. But what happens if you file a return but then notice an error? Do you let it be or file an amended return? If there are simple math errors, […]

RMDs on Inherited IRAs 

Inheriting a retirement account can be a significant financial event. However, it also comes with specific responsibilities, including the need to navigate the rules surrounding Required Minimum Distributions (RMDs). These mandatory withdrawals ensure that taxes are eventually paid on the funds accumulated in tax-advantaged accounts. Understanding how RMDs apply to inherited IRAs is essential for […]

Student Loans and Taxes: What Current Students & Graduates Need to Know

Understanding how student loans impact your taxes is crucial for both current students and graduates. Whether you’re still in school or have already crossed the stage, grasping the tax implications of your student loans can save you money and prevent potential headaches down the road. In this comprehensive guide, we’ll break down everything you need […]