Articles by Elyssa Carlos

Ask Phil: What is Tax Identity Theft? 

Today, Optima Tax Relief Lead Tax Attorney, Phil, talks about tax identity theft, breaking down his top tips on how to avoid being a scam victim.   Get an IP PIN  An Identity Protection PIN (IP PIN) from the IRS is a six-digit number assigned to eligible taxpayers to help prevent the misuse of their Social […]

Do Back Taxes Affect Credit Scores? 

When managing personal finances, understanding the impact of back taxes on your credit score is crucial. Many people may wonder if unpaid taxes can affect their creditworthiness, especially given how credit scores play a significant role in various financial decisions, from obtaining loans to securing housing. Here’s a comprehensive look at how back taxes interact […]

What is Schedule E? 

Taxes are difficult to understand as they are. Adding in the complexities of tax forms can add to the confusion, especially when it comes to reporting rental income and expenses. Schedule E is an essential form for property owners and investors who need to report income and losses from rental real estate, royalties, partnerships, S […]

Gross Income vs. Net Income 

Understanding the differences between gross income and net income is essential for managing personal finances and comprehending tax obligations. Both terms are instrumental when it comes to earnings. However, they do serve different purposes and are used in various financial contexts. This article explores what gross income and net income entail, how to calculate them, […]

Tax Shelters Explained

Tax shelters have long been a topic of interest and controversy in the world of finance and taxation. They can serve as valuable tools for individuals and corporations seeking to minimize their tax liabilities. However, the use of tax shelters often raises ethical and legal questions. This article dives into what tax shelters are, how […]