Optima Tax Relief Reviews
Optima Worked with IRS for an Inheritance Tax Settlement
Jonathan V. CA – Generous Inheritance.
Jonathan’s father passed away a couple of years ago and left him an inheritance. As good as his dad’s intentions were, Jonathan had to pay taxes on the money because dad didn’t take the appropriate steps that would have prevented that. The tax liability was $22,420 plus an unfiled tax return. Jonathan was able to set himself up on a monthly installment agreement with the IRS but since he’s currently unemployed, it became unaffordable for him and his wife.
Optima Tax Relief gathered all of their pertinent financial information and completed a thorough investigation of their situation. We discovered that the he was not only eligible for a Currently Non Collectible status but we were able to complete an Offer in Compromise for $100, saving them $22,340. Now they get to actually keep the inheritance from his generous dad!
Optima attorneys were prompt and got me out of the situation I was in...Jonathan V.
Factory worker was offered an Agreed Settlement by the IRS
Randy & Jo R. – Disabled Factory Worker, IN.
“We have worked so hard all our lives and now we are losing everything.” That was a quote taken from an email sent to us by our clients. Randy & Jo had been struggling. They are raising their two grandkids and live on a fixed income. They almost lost their home to the bank and spent their retirement savings to save it. Jo suffered a back injury which required surgery and placed her on disability. This in turn caused her clinical depression. When they called Optima Tax Relief, they owed over $42,000 to the IRS, still had to file their latest year returns, were about to have his wages garnished and were out of options.
Optima Tax Relief was able to put an immediate hold on the collection activity. That afforded us the time we needed to conduct a full review of their financial situation. We discovered we were able to place our clients in a Currently Non Collectible Status. Because of their financial hardship, we were able to further negotiate for them and lower their balance to $100 and save Randy & Jo $44,888!
Optima lowered our back taxes all the way down to $100... I just couldn't ask for anything better.Jo R.
Optima Worked with IRS for an Agreed Settlement
WALTER C. – PASTOR, CA.
Walter C. is a pastor of his church in California. He and his wife live a modest life with a combined income of just over $60k/year. Like so many of us, they live paycheck to paycheck. They owed the IRS $125,771.07 for tax years 2000 – 2011. Because of penalties and interest their balances grew to over $150k. The IRS was actively pursuing them, was unwilling to negotiate, froze their bank accounts and started garnishing their wages. They decided to contact Optima…
Optima Tax Relief was able to stop the collection activity almost immediately. By working together with our clients, we were able to place them in a Currently Non-Collectible status. Then we worked on getting the IRS to agree to a settlement of the balance. Ultimately, we reduced their debt down to a total of $500. We also educated them on making estimated tax payments throughout the year to avoid owing again in the future. The IRS is off their back and the dark cloud has been lifted!
According to IRS I owed IRS over 150k, Optima was very helpful and gave me the sense of relief that I will get pass this and I did.Walter C.
Optima Helps Disabled Man and His Family Find Relief
ROGER R. – PRINTSHOP MANAGER, TX.
Roger was a Printshop Manager out of Texas before a medical heart condition caused him to become permanently disabled. His income dropped by 2/3rds because of that. He was not able to afford his taxes and wound up owing $10,767 to the IRS. He created a payment arrangement with them but it was not affordable based on his new disability income and was going to take years to pay off. Their family pulled together and his wife and son started helping as much as they could financially. But it still wasn’t enough and unfortunately they lost their home to foreclosure.
Roger kept hearing Optima Tax Relief ads on the radio and reluctantly decided to call. His wife was afraid we would take their money and not do anything to actually help. They researched us online as much as they could and were still nervous. They decided they had to do something and took a leap of faith. Almost immediately, we were able to stop the monthly payment by placing them into a currently non-collectible status with the IRS. From there we filed their current year tax return which got them a maximum refund. The refund was applied to reduce their balance. Lastly we negotiated an offer in compromise with the IRS. When all was said and done, Optima reduced the balance down to $100, saving them $10,667 or 99.07% of their balance!
I was very pleased with the work Optima did, and appreciated that Optima is willing to work with me on its payment services.Roger R.
Optima Helps Florida Man Get Back On His Feet
GEORGE C. – SUB-CONTRACTOR, FL.
George is a sub-contractor out of Florida. His business was hit hard with our struggling economy. In order to stay afloat, he had to stop withholding his earnings for taxes. That resulted in him owing $42,838 over 6 different tax years. When the IRS caught up to him, he was placed into collections and had a lien placed against his home which is when he decided to contact Optima.
Optima Tax Relief reassessed his filed returns and financial statements. We filed adjusted returns and were able to get an Offer in Compromise for $100 approved. That saved the client $42,738 – 99.76% of the balance! The lien against his home was lifted and now the client plans on refinancing his home to a lower interest rate which will save him even more every month!
I know I owed $42,000 in taxes and they just put a lien on my house... I would have been in a lot worse position if I didn't hire you guys in the first place.George C.
Client in Hardship Owed $35,779. Optima Settled it for $100
JOHN A. – HEAVY MEDICAL EXPENSES, IL.
John A., out of Illinois ran into difficult times. He had some medical issues that required his hospitalization. As a result, he lost his job. He depleted his retirement savings to live on and had to file bankruptcy. As a condition of the bankruptcy he had to voluntarily surrender his home to the bank as a short sale. Beyond all of this, he ended up owing a total of $35,779 in taxes because of the early distribution of his retirement funds. The IRS had placed a wage levy against John by the time he decided to call us.
Optima stepped in and immediately got the wage levy released. From there, we prepared and filed his tax return for 2011 which the client had not filed. We were able to prove his hardship to the IRS Revenue Office who approved a currently non-collectible status. This gave us the time to collect further financials and documents. Ultimately, Optima achieved an offer in compromise that reduced the debt liability to $100. That saved John $35,679 or 99.72% of what he originally owed.
Optima was very helpful to me at the beginning to understand what my potential rights were and the end result were far better than what I ever expected.John A.
Revenue Officer Returns $25K Wage Levy
KEITH B. – INSURANCE AGENT, SEATTLE WA.
Keith B., an insurance sales professional, had not filed his tax return for years. He owed over $80,000 in back taxes, penalties, and interest. Keith’s IRS Revenue Officer filed a SFR (Substitute For Return) which lead to a $24,488 wage garnishment against Keith’s quarterly insurance sales commissions payout and a $2,000 bank account levy.
One of Optima’s Tax Preparation Professionals helped Keith itemize his expenses and maximize his deduction. Additionally, the assigned Case Manager and one of our top Tax Attorneys, Steve Yonan, worked closely to convince the Revenue Officer to cancel the levy on wages and accept a reasonable payment plan from Keith. In the end, revenue officer released the full $24,488 levied from wages and accepted a reasonable payment plan for Keith.
Keith had learned about tax guideline and I believe the experience had made him more aware of how to stay compliant with tax returns.Steve Yonan, Tax Attorney
A Farm Saved with Optima In Tennessee
KEITH C. – FARMER, TENNESSEE
Keith C., a retired farmer working additionally as a truck driver, had not filed his tax returns for over 10 years, owing over $90,000 in back taxes, penalties, and interest. The revenue officer assigned to this case had levied his bank account and social security income. In fact, his farm was about to be seized by the IRS.
Optima intervened and convinced the revenue officer to remove the levy, realize the hardship, and accept a currently non-collectible status from the client. Meanwhile, our team continued to demonstrate that the client’s situation did not improve while within the 10-year statute of limitations. Because of this, the debt owed to the IRS will become non-collectible and no other form of tax resolution will be necessary.
Mr. C. hadn’t filed in over 10 years, his SSI and paycheck were being garnished, and an enforcement agent had been on the scene several times. It was important that we lift the garnishment and protect his free and clear home. I enjoyed helping Mr. C. protect his assets from garnishment.Lauren Asuncion, Case Manager
Self-Employed Plumber Owed $22,200 and Pending Settlement for $744
Tim W. – SELF-EMPLOYED PLUMBER, TEXAS
Tim W., a self-employed plumber, making about $2,000 with disposible income of $744 each month develops an outstanding IRS debt of $20,200 due to incorrect accounting advice he received. This Client had been given until March of 2012 to file back tax returns for 2009 and 2010.
Optima approached this resolution process in two phases. In phase 1, the auditor was persuaded to accept a financial hardship, thereby placing the taxpayer in currently non-collectible status. A few months later this client satisfied the statute of limitations on 2003 back taxes which mandated a year of currently non-collectible status. In phase 2, Optima demonstrated that collection of the taxes owed would be unfair and inequitable. Subsequently, an offer-in-compromise was submitted to the IRS which lead to an pending settlement of just $744.
Dale thanks again so much for going the extra mile on my case I was really worried about how I was going to finally get my taxes in order, there was some pressing issues I wasn’t sure I was going to be able to get handled, Optima tax financial department director really came through for me ...Tim W.
Cancelled IRS Garnishment and Provided Affordable Installment Plan.
RICHARD M. – NON-PROFIT, CALIFORNIA
Richard M. runs a non-profit organization and owed over $136,000 in back taxes. Because of this, he was being audited by the IRS. Unfortunately, an unlicensed tax preparer had completed his tax returns and understated his income. This client also was the recipient of an annuity of $17,000. Therefore, this taxpayer was in the middle of a wage garnishment by the IRS.
Optima extended the statute of limitations, transfered the annuity to a friend, and persuaded the revenue officer to cancel the garnishment and accept a reasonable installment plan from the client.
Mr. M. was grateful for our help. We filed several SFR's (substitute for return ) tax returns for the tax payer and were able to significantly reduce his debt - which made him extremely happy. From there he was set up on an Installment Agreement to pay his lowered balance off. I was able to educate the client during this process. Mr. M. walked away with more tax knowledge and a happy resolution.Kaleigh Fisher, Case Manager
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